About the Course
Modern banking institutions demand risk professionals who can demonstrate results through structured systems rather than scattered knowledge. This course addresses the core problem of managing systemic and idiosyncratic risks in a high-velocity financial environment. You will develop the capability to calculate Value at Risk (VaR), design Key Risk Indicators (KRIs), and implement the COSO ERM framework within a banking context. The curriculum is built for professionals who must deliver measurable stability under conditions of budget constraints and accelerating regulatory change. Risk Management in Banking Training is a comprehensive program where you will learn to align risk strategy with business objectives. It involves the application of quantitative and qualitative tools to safeguard the balance sheet. Professionals use it to minimize loan losses, optimize capital allocation, and ensure continuous operation during market disruptions.
Throughout the five days, you will practice hands-on modeling for credit risk using Probability of Default (PD) and Loss Given Default (LGD) metrics. You will be introduced to the nuances of market risk, including interest rate risk in the banking book (IRRBB) and foreign exchange exposure. The approach turns complex regulatory requirements into actionable operational workflows. You will gain specific capabilities in drafting Risk Appetite Statements (RAS), conducting Internal Capital Adequacy Assessment Processes (ICAAP), and building liquidity stress tests. This training is specifically designed for those who need to demonstrate immediate value to leadership through improved risk reporting and more accurate risk-weighted asset (RWA) calculations. We distinguish between the conceptual overview of emerging fintech risks and the hands-on implementation of core credit and operational risk controls.
Target Audience
This program is essential for professionals responsible for safeguarding bank assets and ensuring institutional compliance with international standards.
This course is designed for:
- Banking Risk Analysts responsible for credit portfolio monitoring
- Credit Officers evaluating corporate and retail loan applications
- Treasury Managers overseeing liquidity and interest rate risk
- Compliance Officers ensuring adherence to Basel III/IV standards
- Internal Auditors reviewing risk management frameworks and controls
- Operational Risk Managers developing resilience and recovery plans
- Finance Directors reporting on risk-weighted assets and capital
- Relationship Managers requiring a deeper understanding of credit risk
- Regulatory Reporting Specialists preparing ICAAP and ILAAP filings
- IT Risk Specialists managing cybersecurity and digital banking threats
Course Objectives
This course equips you to design, execute, and report banking risk initiatives that ensure financial stability, regulatory compliance, and strategic alignment.
By the end of this course, you'll be able to:
- Assess current risk maturity using the ISO 31000 risk management standard
- Apply Basel III capital adequacy requirements to institutional balance sheets
- Construct a comprehensive Risk Appetite Statement (RAS) for banking operations
- Calculate Credit Risk metrics including PD, LGD, and EAD for portfolios
- Evaluate Market Risk exposure using Value at Risk (VaR) methodologies
- Navigate the Internal Capital Adequacy Assessment Process (ICAAP) reporting requirements
- Implement Key Risk Indicators (KRIs) for monitoring operational risk events
- Synthesize stress testing results into actionable executive-level risk reports
Requirements & Prerequisites
Participants should have a foundational understanding of banking operations and basic financial statements. No prior experience in risk modeling is required, but familiarity with Microsoft Excel for basic calculations is highly recommended. This course is suitable for those moving into risk roles or seeking to formalize their existing risk management knowledge.
Local Application and Business Return
How participants can apply the training in local operating conditions, and the return their organisation can plan for.
How participants apply this
Expected ROI
Training Methodology
This is a practical, outcome-driven course designed to turn banking risk aspiration into measurable action and credible reporting.
Methodology includes:
- Hands-on calculation of Risk-Weighted Assets (RWA) using provided datasets
- Scenario simulation of a liquidity crisis requiring LCR and NSFR adjustments
- Audit of a sample Risk Appetite Statement against ISO 31000 principles
- Stakeholder mapping for the ICAAP and ILAAP reporting chain
- Case study analysis of banking failures in the retail and investment sectors
- Group workshop producing a functional Operational Risk Register deliverable
- Reflection exercise benchmarking current bank practices against Basel IV standards
Upcoming Sessions
Next available dates worldwide
Certification
Recognized credentials that advance your career
Participants who complete the Risk Management in Banking Training Program earn a Trainingcred Certificate of Achievement, demonstrating professional competence and alignment with global standards in learning and development.
NITA Accredited
Accredited by the National Industrial Training Authority, ensuring programs meet nationally recognized standards of quality and relevance.
CPD Certified
Recognized by the CPD Certification Service, ensuring every program meets internationally benchmarked standards of professional excellence.
Why this course earns its place on your CV
Accredited training, practitioner trainers, and peers on the same career track — the three things real expertise is built on.
Career Advancement
- Gain industry-recognized risk management skills to elevate your banking career.
- Equip yourself with cutting-edge techniques for securing senior banking roles.
- Master regulatory compliance to stand out in the banking job market.
Expert Delivery
- Learn from top risk management experts with real-world banking experience.
- Benefit from insights of professionals who've shaped modern banking policies.
- Interactive sessions with industry leaders to enhance your learning experience.
Practical Application
- Apply robust risk assessment tools immediately in your banking role.
- Transform theoretical knowledge into practical strategies with hands-on training.
- Navigate complex banking scenarios confidently with simulation-based learning.
Tools and platforms relevant to this field
Examples Congo, The Democratic Republic of the teams may encounter, and that may be featured in training where they support the confirmed course scope.
These are field-relevant examples, not a promise that every tool will be covered. Exact coverage depends on the confirmed course scope, participant needs, and delivery format.
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Infosys Finacle Infosys LimitedUsed by major lenders like Equity BCDC to manage core operations, automate AML transaction monitoring, and handle multi-currency (USD/CDF) risk reporting.
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Sopra Banking Amplitude Sopra Banking SoftwareDeployed by Rawbank (Amplitude V11) to enhance digital solution security and integrate third-party risk assessment applications.
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RightCom RightComUtilised by Trust Merchant Bank (TMB) for data analytics and customer experience management to mitigate operational and reputational risks.
Real-World Case Studies from Congo, The Democratic Republic of the
Real organisations putting these methods into practice — what they did, what changed, and the measurable outcome. No hypothetical scenarios.
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Liquidation of Banque Internationale pour l'Afrique au Congo (BIAC) 2020Banque Internationale pour l'Afrique au Congo (BIAC)
Once one of the DRC's largest banks, BIAC was placed under provisional administration in 2016 and eventually forced into liquidation by the Banque Centrale du Congo (BCC) in 2020. The failure was attributed to severe liquidity shortages, governance lapses, and an unsustainable exposure to public sector credit risk.
The case served as a primary catalyst for the 2022 Banking Law reforms, which introduced a 'Special Resolution Regime' and stricter recovery planning requirements to prevent systemic contagion from failing institutions.
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